Blog

Expert insights on remittance, compliance, and building a money transfer business.

Agent of the payee exemption explained for businesses that collect payments on behalf of others
Compliance11 min read

Agent of the Payee Exemption: When Collecting Payments Needs a License

The agent of the payee exemption lets some businesses collect payments for others without a money transmitter license. Here is where it stops, and what to do when your model falls outside it.

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Platly Team

Oct 28, 2026

Western Union and MoneyGram stablecoin pivot: four-minute transfers reshaping the remittance industry
Trends11 min read

Four-Minute Transfers: What the WU and MoneyGram Stablecoin Pivot Means

Bloomberg's four-minute transfer story and the Western Union and MoneyGram stablecoin pivot explained: what it changes for fees, speed and access, and what independent remittance operators should do.

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Platly Team

Oct 28, 2026

Do I need a money transmitter license: flow-by-flow guide for B2B payment businesses
Guides11 min read

Do I Need a Money Transmitter License? Receivables, Payouts, Payroll and More

Do you need a money transmitter license for receivables collection, payouts, marketplaces, payroll, escrow or stablecoin transfers? A flow-by-flow answer for founders, and the route that avoids two years of licensing.

M

Mirko

Oct 27, 2026

Stablecoin remittance rails moving dollars between a US money transfer counter and overseas payout partners
Guides11 min read

Stablecoin Remittance: What Changes for Small Operators in 2026

Stablecoin remittance explained for money transfer operators: where the cost savings are real, where they are not, and how to offer it without touching crypto. Book a demo.

M

Mirko

Oct 20, 2026

US stablecoin remittance regulation: GENIUS Act, FinCEN MSB rules and state money transmitter licences
Compliance11 min read

Stablecoin Remittance Regulation in the US: Rules for Operators

How US law treats stablecoin remittance in 2026: the GENIUS Act, FinCEN MSB rules, state money transmitter licences and bank derisking. What operators must know.

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Platly Team

Oct 19, 2026

Stablecoin remittance rails compared with traditional correspondent banking wires on cost, speed and risk
Comparison11 min read

Stablecoin vs Traditional Remittance Rails: Cost, Speed and Risk

Stablecoin vs traditional remittance rails compared for operators: real all-in costs, settlement speed, float, and the risks each carries. Decide corridor by corridor.

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Platly Team

Oct 18, 2026

Authorized delegate versus own MSB license — structures compared
Compliance9 min read

Authorized Delegate vs. Your Own MSB License: Which Fits?

The two legal structures for running a money transfer business, compared on cost, control, speed and risk — and a straight answer on which one fits your size.

M

Mirko

Aug 28, 2026

Money transfer without a license — federal legal risk under 18 U.S.C. 1960
Compliance8 min read

Money Transfer Without a License: The Real Legal Risk

Operating an unlicensed money transmitting business is a federal felony carrying up to 5 years. Here is what 18 U.S.C. 1960 says, and the legal route out.

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Nevena

Aug 28, 2026

Money transmitter license cost breakdown for 2026 — fees, bonds and net worth
Compliance9 min read

How Much a Money Transmitter License Really Costs in 2026

Application fees, surety bonds, net worth minimums and timelines — the real cost of a money transmitter license across 50 states, with the cheaper alternative.

M

Mirko

Aug 28, 2026

Check cashing store adding international remittance services
Solutions10 min read

Check Cashing Stores: Your Next Revenue Stream Is International Remittance

12,000 check cashing stores in the US already serve immigrant customers who send money home. Learn how adding remittance can increase revenue per customer by 40-60% — and why your MSB license gives you a head start.

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Jose

Mar 10, 2026

Tax preparation office offering year-round remittance services
Solutions10 min read

How Tax Preparers Are Turning ITIN Season Into Year-Round Remittance Revenue

Tax preparers who serve immigrant communities face brutal seasonality — 80% of revenue in 4 months. Adding remittance services creates year-round income from the same customers who already trust you with their most sensitive information.

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Jose

Mar 8, 2026

Comparing white-label remittance platforms
Comparison5 min read

White-Label Remittance Platform Comparison: Platly vs RemitONE vs Machnet vs Cymonz (2026)

An honest comparison of white-label remittance platforms for operators. Compare Platly, RemitONE, Machnet, and Cymonz on pricing, features, compliance, and corridors.

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Nevena

Mar 8, 2026

Traditional exchange bureau modernizing with digital remittance tools
Solutions12 min read

Why Traditional Remittance Shops Must Digitalize — Or Get Left Behind

App-based competitors are eating the market share of traditional exchange bureaus and remittance shops. The answer isn't to become a tech company — it's to adopt a white-label platform that preserves your in-person advantage while adding digital capabilities.

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Nevena

Mar 5, 2026

Diaspora travel agency offering remittance and cargo services alongside flight bookings
Solutions11 min read

Travel Agencies Are Dying — Unless They Add Remittance Services

Diaspora travel agencies are losing to online booking, but they have something Expedia doesn't: deep community trust. Learn how bundling remittance with travel and cargo creates a recurring revenue model that makes the storefront viable again.

J

Jose

Mar 3, 2026

Credit union serving immigrant community members
Solutions6 min read

Credit Unions Are Losing Immigrant Members — Here's How to Win Them Back

Immigrant members are leaving credit unions for fintechs that offer affordable remittance. Learn how credit unions can retain members and grow deposits with white-label remittance.

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Mirko

Mar 1, 2026

Prepaid wireless store in an immigrant neighborhood offering remittance services alongside phone top-ups
Solutions11 min read

Prepaid Wireless Stores: The Untapped Remittance Channel Hiding in Plain Sight

Independent prepaid wireless dealers see remittance senders every week for top-ups. Adding money transfer turns thin device margins into a high-margin recurring revenue stream. Here's the playbook.

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Jose

Feb 28, 2026

Business owner transitioning from Western Union agent to independent remittance operator
Solutions16 min read

From Western Union Agent to Independent Remittance Operator: The Upgrade Path

Over 800K WU/MG agent locations earn thin commissions with zero brand equity. Learn the economics, transition process, and what changes when you upgrade to an independent remittance operator under a white-label platform like Platly.

M

Mirko

Feb 25, 2026

Ethnic grocery store offering remittance services
Solutions6 min read

Why Ethnic Grocery Stores Are Adding Remittance — And Earning $2,500+/Month

Ethnic grocery stores are the new frontier for remittance services. Learn how store owners are earning $2,500+ per month by adding money transfer to their existing business.

J

Jose

Feb 22, 2026

How to start a money transfer business in 2026
Guides13 min read

How to Start a Money Transfer Business in 2026: The Complete Guide

Everything you need to know about launching a money transfer business in 2026 — from licensing and compliance to technology, corridors, and revenue models.

M

Mirko

Feb 15, 2026

Remittance compliance guide - MSB licensing, AML, KYC
Compliance8 min read

Remittance Compliance 101: MSB Licensing, AML & KYC Demystified

A plain-English guide to remittance compliance. Understand MSB licensing, AML programs, KYC requirements, and how to stay on the right side of regulators.

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Nevena

Feb 8, 2026