Blog
Expert insights on remittance, compliance, and building a money transfer business.

Agent of the Payee Exemption: When Collecting Payments Needs a License
The agent of the payee exemption lets some businesses collect payments for others without a money transmitter license. Here is where it stops, and what to do when your model falls outside it.
Platly Team
Oct 28, 2026

Four-Minute Transfers: What the WU and MoneyGram Stablecoin Pivot Means
Bloomberg's four-minute transfer story and the Western Union and MoneyGram stablecoin pivot explained: what it changes for fees, speed and access, and what independent remittance operators should do.
Platly Team
Oct 28, 2026

Do I Need a Money Transmitter License? Receivables, Payouts, Payroll and More
Do you need a money transmitter license for receivables collection, payouts, marketplaces, payroll, escrow or stablecoin transfers? A flow-by-flow answer for founders, and the route that avoids two years of licensing.
Mirko
Oct 27, 2026

Stablecoin Remittance: What Changes for Small Operators in 2026
Stablecoin remittance explained for money transfer operators: where the cost savings are real, where they are not, and how to offer it without touching crypto. Book a demo.
Mirko
Oct 20, 2026

Stablecoin Remittance Regulation in the US: Rules for Operators
How US law treats stablecoin remittance in 2026: the GENIUS Act, FinCEN MSB rules, state money transmitter licences and bank derisking. What operators must know.
Platly Team
Oct 19, 2026

Stablecoin vs Traditional Remittance Rails: Cost, Speed and Risk
Stablecoin vs traditional remittance rails compared for operators: real all-in costs, settlement speed, float, and the risks each carries. Decide corridor by corridor.
Platly Team
Oct 18, 2026

Authorized Delegate vs. Your Own MSB License: Which Fits?
The two legal structures for running a money transfer business, compared on cost, control, speed and risk — and a straight answer on which one fits your size.
Mirko
Aug 28, 2026

Money Transfer Without a License: The Real Legal Risk
Operating an unlicensed money transmitting business is a federal felony carrying up to 5 years. Here is what 18 U.S.C. 1960 says, and the legal route out.
Nevena
Aug 28, 2026

How Much a Money Transmitter License Really Costs in 2026
Application fees, surety bonds, net worth minimums and timelines — the real cost of a money transmitter license across 50 states, with the cheaper alternative.
Mirko
Aug 28, 2026

Check Cashing Stores: Your Next Revenue Stream Is International Remittance
12,000 check cashing stores in the US already serve immigrant customers who send money home. Learn how adding remittance can increase revenue per customer by 40-60% — and why your MSB license gives you a head start.
Jose
Mar 10, 2026

How Tax Preparers Are Turning ITIN Season Into Year-Round Remittance Revenue
Tax preparers who serve immigrant communities face brutal seasonality — 80% of revenue in 4 months. Adding remittance services creates year-round income from the same customers who already trust you with their most sensitive information.
Jose
Mar 8, 2026

White-Label Remittance Platform Comparison: Platly vs RemitONE vs Machnet vs Cymonz (2026)
An honest comparison of white-label remittance platforms for operators. Compare Platly, RemitONE, Machnet, and Cymonz on pricing, features, compliance, and corridors.
Nevena
Mar 8, 2026

Why Traditional Remittance Shops Must Digitalize — Or Get Left Behind
App-based competitors are eating the market share of traditional exchange bureaus and remittance shops. The answer isn't to become a tech company — it's to adopt a white-label platform that preserves your in-person advantage while adding digital capabilities.
Nevena
Mar 5, 2026

Travel Agencies Are Dying — Unless They Add Remittance Services
Diaspora travel agencies are losing to online booking, but they have something Expedia doesn't: deep community trust. Learn how bundling remittance with travel and cargo creates a recurring revenue model that makes the storefront viable again.
Jose
Mar 3, 2026

Credit Unions Are Losing Immigrant Members — Here's How to Win Them Back
Immigrant members are leaving credit unions for fintechs that offer affordable remittance. Learn how credit unions can retain members and grow deposits with white-label remittance.
Mirko
Mar 1, 2026

Prepaid Wireless Stores: The Untapped Remittance Channel Hiding in Plain Sight
Independent prepaid wireless dealers see remittance senders every week for top-ups. Adding money transfer turns thin device margins into a high-margin recurring revenue stream. Here's the playbook.
Jose
Feb 28, 2026

From Western Union Agent to Independent Remittance Operator: The Upgrade Path
Over 800K WU/MG agent locations earn thin commissions with zero brand equity. Learn the economics, transition process, and what changes when you upgrade to an independent remittance operator under a white-label platform like Platly.
Mirko
Feb 25, 2026

Why Ethnic Grocery Stores Are Adding Remittance — And Earning $2,500+/Month
Ethnic grocery stores are the new frontier for remittance services. Learn how store owners are earning $2,500+ per month by adding money transfer to their existing business.
Jose
Feb 22, 2026

How to Start a Money Transfer Business in 2026: The Complete Guide
Everything you need to know about launching a money transfer business in 2026 — from licensing and compliance to technology, corridors, and revenue models.
Mirko
Feb 15, 2026

Remittance Compliance 101: MSB Licensing, AML & KYC Demystified
A plain-English guide to remittance compliance. Understand MSB licensing, AML programs, KYC requirements, and how to stay on the right side of regulators.
Nevena
Feb 8, 2026